Down Payment Needed, by City

How much down payment you need to buy an average home in each Canadian city.

2.25%

BoC rate

4.45%

prime rate

Jul 15

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Toronto Vancouver Montreal Calgary Ottawa Edmonton Mississauga Brampton Hamilton Winnipeg Quebec City Kitchener London Halifax Victoria Windsor Sault Ste. Marie Saskatoon Regina Barrie Kelowna Guelph Whitehorse Kingston St. Catharines Sherbrooke Trois-Rivieres Sudbury Thunder Bay Saint John Moncton Fredericton St. John's Charlottetown Yellowknife Saguenay Drummondville Prince George Surrey Fort McMurray Chilliwack Vernon Nanaimo Red Deer Lethbridge Kamloops Peterborough Medicine Hat Waterloo Belleville Oshawa Markham Vaughan Whitby Burnaby Richmond Coquitlam Langley Abbotsford Laval Longueuil Gatineau Oakville Burlington Milton Ajax Pickering Newmarket Aurora Cambridge Brantford Sarnia Chatham-Kent Cornwall Niagara Falls Welland North Bay Orillia Airdrie St. Albert Spruce Grove Grande Prairie Penticton Courtenay Campbell River Squamish Maple Ridge New Westminster North Vancouver Delta Mission Levis Terrebonne Brossard Granby Saint-Jerome Rimouski Truro Brandon Moose Jaw

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Independent & not affiliated. Figures are illustrative estimates, not advice.

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