This Privacy Policy explains how bankratecanada.ca ("Overnight", "we", "us") handles information when you visit our website. We keep things simple: we do not ask you to create an account, and we do not sell your personal information.
We do not require you to provide personal information to use this site. We may collect standard, non-identifying technical information that your browser sends automatically (such as device type, browser, and general region) and aggregate usage statistics to understand how the site is used and to improve it.
This site uses third-party advertising, including Google AdSense. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this and/or other sites on the internet.
You may opt out of personalised advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors' use of cookies for personalised advertising at aboutads.info/choices. For more information about how Google uses data, see Google's Privacy & Terms.
We may use privacy-respecting analytics to measure aggregate traffic. This data is used only in aggregate and is not used to identify individual visitors.
Some links on this site are affiliate or partner links. If you sign up for or purchase a product through one of these links, we may earn a commission at no additional cost to you. These relationships never change the information we present, and nothing on this site is an endorsement or financial advice.
All content on this site — including the live Bank of Canada rate, debt figures, the economic calendar, and the interactive tools — is provided for general information and entertainment only. Debt and mortgage figures are illustrative estimates, not official statistics. Nothing here is financial, investment, tax or economic advice. Always verify figures with the Bank of Canada and Statistics Canada, and consult a licensed professional before making decisions.
This site is intended for a general adult audience and is not directed at children under 13. We do not knowingly collect information from children.
As a Canadian website, we aim to follow the principles of the Personal Information Protection and Electronic Documents Act (PIPEDA). Because we do not collect identifying personal information directly, there is generally nothing to access, correct or delete. If you have questions, contact us below.
We may update this policy from time to time. Material changes will be reflected by the "Last updated" date above.
Questions about this policy? Email partners@bankratecanada.ca.